"AestheticsInMotion" (aestheticsinmotion)
07/26/2019 at 13:07 • Filed to: None
1
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"AestheticsInMotion" (aestheticsinmotion)
07/26/2019 at 13:07 • Filed to: None | 1
| 38 |
I’d have to jump up to the big boy 1200 (possibly even the 1200S, I can’t remember exactly), which adds a few extra thousands of dollars... I declined any offered test rides as I don’t need the temptation.
Thoughts?
If the 821 had adjustable suspension I’d still be firmly in 821 camp, but it doesn’t. At least without going for an 821 stealth, which isn’t offered in red so... Moot point! As a big heavy guy being able to adjust shit is moderately important.
Also, if anyone wants to give me a brief lesson on new car financing math and common terms so I don’t miss anything important talking with the finance department again, that would be super appreciated.
Maxima Speed
> AestheticsInMotion
07/26/2019 at 13:13 |
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A stealth in red? Is t that counterintuitive?
MonkeePuzzle
> AestheticsInMotion
07/26/2019 at 13:13 |
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you gotta wonder what it is about the larger bikes that makes them not sell/people not want them so that they have to offer 0% to get them to move.
I’d skip it. bigger isnt always better, especially in bikes.
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AestheticsInMotion
> Maxima Speed
07/26/2019 at 13:15 |
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About as counterintuitive as a Ducati flying under the radar in the first place
Still wish the stealth trim wasn't just offered in grey
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Maxima Speed
> AestheticsInMotion
07/26/2019 at 13:16 |
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Lol true.
benjrblant
> AestheticsInMotion
07/26/2019 at 13:21 |
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1200 is a LOT of bike. I’m with Monkee, bigger isn’t always better. See: Miata, Grom, etc.
facw
> AestheticsInMotion
07/26/2019 at 13:27 |
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Satoshi "Zipang" Katsura
> AestheticsInMotion
07/26/2019 at 13:34 |
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1200 is a smidge too much. I'm afraid to ask, but what dealer is this?
Decay buys too many beaters
> AestheticsInMotion
07/26/2019 at 13:38 |
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Something something... You’ll shoot your eye out kid.
I’m about a year into a 5 year loan on my husky (after promising myself I’d never finance a vehicle). But they offered 0% and who am I to argue with free money?
MUSASHI66
> AestheticsInMotion
07/26/2019 at 14:14 |
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If you’re financing, depending on the numbers, big boy unit might be cheaper in the end with 0% than the smaller engine models with whatever interest rate you get. If you go to google and type car calculator, first result is a super simple calculator with price, interest, duration, monthly payment and total paid in interest over the term.
Zero % financing is $16.67 per month per thousand financed over 5 years. 5% is $19 per month per thousand financed. You’d pay $1132 in interest for every thousand financed over the course of the loan.
It seems Ducati’s offers of 0% are for 36 months only - that’s $28 per month per thousand financed.
That can help with some quick napkin math.
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AestheticsInMotion
> Satoshi "Zipang" Katsura
07/26/2019 at 14:16 |
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Redmond Ducati
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AestheticsInMotion
> MUSASHI66
07/26/2019 at 14:17 |
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Thank you, really helps me get a quick snapshot
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AestheticsInMotion
> Decay buys too many beaters
07/26/2019 at 14:17 |
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My thought process too.
I still need to ride an XSR900 before making a final decision
Monkey B
> AestheticsInMotion
07/26/2019 at 14:50 |
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in my experience Ducati’s spend too much time in the shop.
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Decay buys too many beaters
> AestheticsInMotion
07/26/2019 at 15:04 |
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Did I miss a post? This is a first bike, right? And y ou’re going new?
Imo, go used and cheap, the insurance on a new bike for a new rider will be in the thousands. Get something used and do liability only, that’ll be maybe 2-300 annually
slipperysallylikespenguins
> AestheticsInMotion
07/26/2019 at 15:07 |
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These are the Ducati offers from South Sound Motorcycles currently:
Not sure if they are any different but I’ve always had good experiences with them.
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AestheticsInMotion
> Decay buys too many beaters
07/26/2019 at 15:27 |
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I had a ninja back in high school, and after finishing my rider course and getting my endorsement recently, I borrowed a Grom for a few weeks.
I’m s o sick of fixing cars. I just don’t want to deal with sourcing parts and troubleshooting problems with my first long-term bike. That’s the main reason I’m looking at new, although keeping more money freed up compared to buying used is a nice perk too . I want a good all-rounder, which has pushed me towards nakeds and upright sport bikes. Maybe adv if they were cheaper!
Hmm, I definitely need to look into insurance
DipodomysDeserti
> AestheticsInMotion
07/26/2019 at 15:38 |
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If you want the more powerful bike, then go for it. Otherwise, the 0% interest is offset by the increased expense of the bike.
If I were you, I’d wait until Seattle’s offseason, then buy a nearly new bike for pennies. My buddies down here head to Utah in winter and get killer deals on almost new bikes.
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DipodomysDeserti
> MUSASHI66
07/26/2019 at 15:47 |
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If you financed a $12k Monster at 5% for five years, you’d pay $1,587.29 in interest over the course of the loan. That’s about $2.20 per month per $1k fina nced. ($2.20x60x12)
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DipodomysDeserti
> AestheticsInMotion
07/26/2019 at 15:52 |
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Ducati offers 0% financing for 36 months. If you financed a $12k Monster 821 for 36 months at 5%, you’d end up paying a total of $947.43 in interest over the course of the loan. If the 1200 is less than $948 more than the 821, they’re basically giving you free money (sort of). If it’s more than that, and you don’t want a more powerful bike, they’re just collecting the interest up front. I use this calculator.
https://www.bankrate.com/calculators/mortgages/loan-calculator.aspx
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Decay buys too many beaters
> AestheticsInMotion
07/26/2019 at 15:56 |
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Second gen sv650, cheap, reliable, great parts availability.
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Decay buys too many beaters
> AestheticsInMotion
07/26/2019 at 16:57 |
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Or....
Or...
Shit box ujm motorcycle road trip?
nermal
> AestheticsInMotion
07/26/2019 at 16:59 |
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Don’t forget that you need to get a new exhaust & ECU upgrade.
Not sure if you’re into it, but check out the Z 900RS at a Kawi dealer. They’re practically giving them away right now.
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MUSASHI66
> DipodomysDeserti
07/26/2019 at 17:39 |
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You are correct - $1132 was the total amount paid with interest on a $1000 loan, so $132 total. I’ve read the correct thing and wrote the incorrect thing.
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Satoshi "Zipang" Katsura
> AestheticsInMotion
07/27/2019 at 01:59 |
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Ah, good, because I legitimately thought the one in Fife had gone bonkers, haha.
AMGtech - now with more recalls!
> AestheticsInMotion
07/27/2019 at 02:42 |
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Africa Twins can be found under 10!
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AMGtech - now with more recalls!
> Monkey B
07/27/2019 at 02:45 |
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The newer ones are actually pretty reliable. Just normal maintenance and software updates typically. Even the desmo service is 18k on the monster.
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AMGtech - now with more recalls!
> AestheticsInMotion
07/27/2019 at 02:50 |
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1200 is a lot of bike. Definitely don’t ride one if you’re not feeling up to owning one. Because if you do you’ll buy it. Full throttle whoo lies easy, even in 3rd.
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AestheticsInMotion
> DipodomysDeserti
07/27/2019 at 10:54 |
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Gracias, when I get back from camping I'll sit down and play with numbers a bit
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AestheticsInMotion
> Decay buys too many beaters
07/27/2019 at 10:55 |
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I know an sv650 would be a great bike for my needs, but they’re so bland.
Shitbox UJM trip is still happening sometime!!
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AestheticsInMotion
> AMGtech - now with more recalls!
07/27/2019 at 10:56 |
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Daaaaamn look at you, Honda.
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AestheticsInMotion
> Satoshi "Zipang" Katsura
07/27/2019 at 10:57 |
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Ah, turns out it's a Ducati corporate offer. 0% 36 months
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AestheticsInMotion
> slipperysallylikespenguins
07/27/2019 at 10:59 |
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I need to check that place out sometime
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AestheticsInMotion
> AMGtech - now with more recalls!
07/27/2019 at 11:00 |
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I’ll commute solely via dank whoolies to preserve tire tread
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Decay buys too many beaters
> AestheticsInMotion
07/27/2019 at 11:15 |
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I never really saw mine as bland, but yeah, I see your point,
it’s kind of so prominent in the motorcycle scene that it’s basically their M
iata (meaning very capable, but not going to impress anyone)
If we wait long enough on that trip, SVs might depreciate to the point that they qualify :p
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AMGtech - now with more recalls!
> AestheticsInMotion
07/27/2019 at 11:43 |
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The dealer I bought mine from still has a few.
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AMGtech - now with more recalls!
> AestheticsInMotion
07/27/2019 at 11:45 |
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I like your style. Too bad you’ll wear through the rear in 3k miles if you do that. And that’s $200 each. Don't forget to consider maintenance costs if you plan on putting a bunch of miles on. 18k mile service is $1500-2000. More if you need a chain and sprockets.
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AestheticsInMotion
> AMGtech - now with more recalls!
07/27/2019 at 12:37 |
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Oh I was going to ask about maintenance. The 18k doesn’t sound tooooo terribad, but should I expect shit to go wrong before that? I’m mostly okay with pricey maintenance assuming it’s not a constant (old Volvo level) of shit breaking
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AMGtech - now with more recalls!
> AestheticsInMotion
07/27/2019 at 19:19 |
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Zero issues with mine before that. The latest generation is supposed to be pretty reliable.